I have to start being very frugal again starting this month until I get the credit cards paid off.
DH and I purchased a home in Florida and the start up cost is quite expensive. It should start to flatten out by December. It is taking a real rearrangement of the budget but it is doable. First we have stopped buying isolated stocks. I will continue with my sharebuilder account but I cut the amount in half, as to what I was contributing. Adding to savings will not happen until January. The wood flooring for the house has been put on hold. I am back to cooking dinner every night and making lunch and breakfast as well as clipping coupons. I am still selling books on half.com and retuning cans and bottles for the deposit money. I will have to start thinking more creatively again in other saving areas.