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April 25th, 2007 at 05:30 pm

It has been a very busy two days. We are in the process of hiring two new people and working short handed. We did receive many applications but so many were not right for the job. Or they were asking too much money to start. I hope by Friday we find somebody that is easy to work with and reliable.

On the financial side of things, it seems to be going pretty well. Other than food shopping, there hasn't been any real money being spent. No new purchases other than the roof.

I bought a bunch of food yesterday to make ahead for the rest of the week. I have to get started on this afternoon. I have Salmon and about 5lbs of chopmeat that need to be divided and then cooked or put into the freezer.

I also have to get started on the backyard. The front yard looks great! The back needs alot of attention. Better sign off now so I can get to it!

Into Recycling!

January 24th, 2007 at 04:33 pm

Deposited 16.95 for ebay item sold and 81.64 for books sold on half.com. Added that to my January total in the $20.00 challenge.
I recently started to recylce pretty aggressively. I have always kind of recycled by returning bottles and such but now I'm into recycling anything plastic, paper and metal. I'm trying to get my husband and DD onboard as well. I have been visiting the thrift stores more than the department stores in this vein and have become more involved with my local Freecycle program. My DH is involved with Trout Unlimited which is an organization that is invoved with the preservation and conservation of the water ways and aquatic wild life. He volunteers much of his time and energy, cleanning up local streams and rivers. It is really unbelievable what people dump into these natural enviroments. It gets me so mad! Any way we try to do our part whether it is big or small. Evry little bit helps.

Today is grocery day. So, I'm off with my flyers, grocery game sheet and coupons in hand.

Savings-in the black today!

January 11th, 2007 at 12:12 am

Today was a pretty good savings day. I went to the supermarket loaded with coupons,the store flyer and the grocery game list. I have to tell you I made out like a bandit. I was able to get three regular sized products for free and save a bunch on items that I use regularly in the house.

I was going to go out and buy a new garbage pail for the recycleables. I thought that I would call the town first and see what kind of a container they would advise, lucky for me they said that they would send me a post card and then I could go pick one up for free from one of their local sites.

I listed a few more items on E-bay today. As I have said before this money goes into the 20.00 challenge. So I am hoping that the items go this time around.

I have some pretty big expenses coming up this month. DD's tuition $2800.00 plus books. Condo taxes(550.00) and insurance($250.00). Start my monthly payment into my stocks and pay off my balance on my CC from Christmas. Uggh! Just when you think you are starting to turn a corner in savings. My motto "It's Always Something".

Well gotta go and finish dinner. We are having London Broil, mashed potatoes and Broccoli.

January 3, 2007

January 3rd, 2007 at 09:45 pm

Today I didn't feel well so I didn't go to work. Hubby didn't mind b/c it wasn't busy. I have such a bad headache and I feel a little dizzy and nauseous. I took some Tylenol and that took the edge off for a while.

I went to the thrift shop to see if they had anything interesting. I am looking for a nice large oval mirror. I make a visit every week. I didn't find a mirror but for $7.00 I found a gorgeous pair of Barney New York, Brown dress slacks, a Lands End tailored shirt, a maroon turtle neck by August Silk, a beautiful light blue cardigan and a navy blue fleece zippered jacket(when I got home I found a quarter in the pocket). I was supposed to go grocery shopping today but that didn't work out for me b/c when I got to the store and was wondering why my circular's sale items didn't match the prices in the store, I realized I had last weeks flyer with me and the coupons I had to match were also for the old circular. So I put every thing back in its proper place and left. I was just too tired after that to go through it all over again. When I got home I vacuumed for a little and then took a break.

I received my Verizon rebate checks today for the phones I had purchased before Christmas. I am still waiting on one more. The rebates are $50.00 a piece. This money will go into the $20.00 Challenge tomorrow.

I was able to get 45 minutes of walking in today. The weather was so beautiful here in New York. Tonight for dinner will be Crab Cakes, pasta and salad.

Rambling About My Week

December 16th, 2006 at 12:44 am

Ended the week feeling pretty good about the savings I have accomplished. Although going to the city to see the show with DD was quite expensive, it isn't a frequent thing that we do. The last time I went with her to see a show was about 2 years ago. The rest of the week was pretty frugal. I saved $75.00 at the food store and I have basically made all three meals at home this week. I went to the thrift store and purchased some really nice childrens books for my nephews which I plan on giving them for Christmas along with their store bought gifts. The Childrens books are only .25 at the thrift store. I gave my brother $50.00 for his BDay and it was very much appreciated. I was also able to save about 90% of my paycheck. Next week is going to be a killer though. I will not be saving a dime. I am giving my parents cash for Christmas b/c they never like or use anything I pick out for them so I give them cash so that they can do as they please with it. I still have to get hubby a few more stocking stuffer gifts. I have to get the 2 girls I work with a little something and the mailman. Oh and my sons girlfriend.

On Dec. 31st hubby and I are going to go over the savings and spending plans for 2007 and review how we did this past year. I already know that we have done pretty well but that is vague.
When we review 2006 it will be spot on, so I am anxiuos to find out. I think this is a great way to celebrate the New Year.

Shopping Today

November 14th, 2006 at 12:50 am

Did a lot of shopping today. Went to Walmart. Spent 73.00 used 20.00 in coupons. Went to the Hallmark store and bought DD a Vera Bradley bag for Christmas and received a free gift with purchase 54.00.

Next it was on to do the food shopping. Spent 98.00 at Shop Rite. That total is with 28.00 worth of coupons.

Made meatballs and pasta for dinner. Ice cream for dessert.

November 9th 2006

November 10th, 2006 at 01:17 am

It hasn't been a very exciting week. Kind of on the dull side. Haven't spent much money either,except on food shopping. Used a lot of coupons and was able to save a fair amount. Gotta love the coupons!

Today was payday and after bills I was able to save about 25%. Not too bad. Hubby is jumping on board and he is joining me in the savings department.

Today we cashed in some bottles and received a dollar in change. That will go into hubby's coin savings.

I have been doing quite a bit more cooking as of late. I really like using my new crock pot. Tonight I made a nice pot roast with potaotes and carrots. Yummy!

Today was my dog Teddy's last day of physical therapy. I have to say he is so much improved from the beginning. Thank goodness!

Happy Halloween!

November 1st, 2006 at 01:03 am

Happy Halloween! We had some of the cutest trick or treaters! Their costumes were really great. They were also very polite even the older ones. They all made sure they said thank you!( I love polite kids)Still have some candy left over but for the most part it went. My nephews came over to do their trick or treating in my neck of the woods and I have to say that they made out pretty well.

Made dinner and lunch today. Did a little food shopping saved about 25.00 instore coupons and manufacturers. My dollar trial is over for the grocery game and I only kept one of the stores on my list. This will cost me about 5.00 /mnth. I will try it for a little longer and see if I still like it. If not it is pretty easy to cancel.

Took Teddy(my dog) for his PT today he is really walking better. I am so happy. When I originally started taking him I was kind of skeptical about it. With only two sessions left he is doing great. His therapist is such a nice person. I will miss her. We gave her a thank you gift today for all her help. She was very appreciative.

Started looking around online for Christmas gifts and found some nice gifts for my daughter. Yesterday, Apple store had the ipod shuffle(refurbished for 29.00) I bought 2. One for my daughter and one for my nephew. I couldn't believe the price. I'm glad that I at least started. I hate when I wait until the last minute.


October 19th, 2006 at 07:03 pm

Today is payday. I am fortunate to be able to say that I am able to save the entire check this week. My bills are not due until next week, so that check I will not be able to save anything from. I will however try to roll some coins so that I can put something into the savings department for next week. I am also counting on some money that is owed to me from my 2 brothers. One owes $40.00 and the other owes 50.00. My daughter also owes my 50.00. So hopefully next week I will see some of it.

Yesterday I did my food shopping for the week and did pretty well with coupons. I was able to save over 35.00 at Stop and Shop and another 16.00 at Shoprite. My cost for food and other incidentals came to 120.00 for the week. That is pretty good for me. Not too long ago I can remember spending about 400.00/wk just on food shopping. And I can also remember alot of it going to waste. I do quite a bit more cooking these days and fast food is pretty much non existent. My family and I usually eat out once a week on Sunday, at a very nice restaurant. That is our treat!
The gas prices in my neck of the woods has been steadily declining(2.21/gallon)I filled up yesterday and have been pretty good with stretching it out to about a week and a half. I have been combining errands more and this really helps.
I washed both cars yesterday inside and out. Saving myself about 20.00. I used to go to the car wash once a week 10.00 /car on Ladies Day which was a discounted rate x 2.
Still haven't had to turn on the heat. I'm sure that it's just around the corner though. It really is a beautiful time of the year.

Smart Savings

October 11th, 2006 at 06:30 pm

Went to the local supermarket yesterday, Super Stop and Shop. My total came to $175.69. My total after in store savings using my store card and my coupons came to $98.59. That's a savings of $77.10.

Today I will be going to CVS with a few coupons and I will be using my $15.00 in extra care bucks so I'm hoping that my purchases will be free.

My daughter was looking up the price for one way tickets from Burlington Vermont to New York. As of yesterday the price was 159.00. I told her to wait until Wednesday and she would most likely see the price drop. Sure enough, it did, the same ticket today is only 92.00 plus tax. I think what happens is the airlines see what is left over on Tuesday and the prices go on sale on Wednesday. This was the first time trying this trick and it worked. She will be purchasing her ticket later today. Thanks to good old Mom's smart savings.

Multiple areas of saving

October 5th, 2006 at 12:29 am

Cut the grass and seeded it today.

Went to the drug store and two food stores. Used my grocery game list and coupons and had very good success. Took me a while to get the hang of it but I have it now. So using it in the future should be much easier.

Tomorrow is pay day and I should be able to save some of it. Which will make me happy b/c for the last two weeks I wasn't able to save a thing.

I wasn't able to sign on to saving dinner to get my Mega Menu Mailer but the people who answered the e-mails were very nice and helpful. They sent me the download. Which was very easy. Now I just have to plan on a day to do all that cooking.

Trying a Few New Things

October 2nd, 2006 at 12:42 pm

Happy October!
I wasn't able to save anything this week...Underestimated my bills by a long shot. Had to borrow from savings which I hate doing.Frown
Maybe I will be able to make up for it this week.Smile
I'm trying to use the gas in my car a little more efficiently. I'm trying to make it last a week or more. This week has been a good week.
In this vein I signed up for Joe's goals this week(very cute and easy to use site).One of my goals listed is a no spend day. Hey, if it helps, why not?
I also signed up for a trial of The Grocery Game. In additon I signed up for Saving dinner mega menu mailer. I'll let you know how both go. Right now I am having trouble signing in to the menu site and I am waiting for customer service to get back to me.
Went to Walmarts free sample site and ordered a few things. Sometimes the samples aren't worth the effort and other times they're great! It's free so what the heck!

September 27,2006

September 27th, 2006 at 11:29 pm

Saved 63.00 in coupons between yesterday and today. Twenty dollars off at Office Max and saved $43.00 in CVS today. Made me quite happy.

On another note. My husband was given prescriptions for his Psoriasis the other day and we were both exasperated at the cost of the copayments. They were astronomical. One copayment was over 200.00. He needed four different creams. We checked out a website in Canada that sold the same medication and the total was 65.00. How is this possible? We are still debating on what creams we will purchase and which ones we will delay purchasing.

Bought my daughter two cute tops at Target today 23.00.