Yesterday was a no spend day. This week was actually a good week with regards to not spending. All meals were prepared at home and they were very good. Many of the meals were chicken or fish dishes and for lunch it was either left overs or sandwiches. Breakfast is usually the same Cheerios, oatmeal or PBJ's. Many of the dinner recipes, I have been getting off of recipezaar. I really enjoy that site. It has been saving me big bucks by offering delicious recipes and me not going out to eat.

It has also been a good savings week. I find that using my banks bill pay has been so easy and helpful. I wish I thought of using it sooner.

There will be some major expenses coming up. I need a new roof and gutters. The carpet in the family room has to be replaced. I would like to replace that carpet with hardwood floors. I can not replace with carpet b/c the dogs like to tear up carpet and make big holes in it. And when they come in with their wet furr the carpet holds the odor. The living room and dinning room floors also need to be sanded and stained. I can't afford to get the deck replaced this year b/c of the roof, so I will have to replace some of the boards, sand it, stain it and hope that it will last a few more years b/f needing replacement. I would like to be able to get the estimates for these jobs b/f the end of this month so that work can begin asap.