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New Car, No Thanks: Moneycents Personal Finance Blog
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Home > New Car, No Thanks
 

New Car, No Thanks

September 19th, 2006 at 10:10 pm

A friend of mine at work asked me when was I going to be getting a new car. I asked her why? She Said" Well isn't your car getting pretty old ". I then proceded to tell her, how much I loved my old car and all the benefits my old buddy provides for me.
1. No car payments. Haven't had one in about 6 years.
2. Decreased insurance premiums. Way cheaper to insure my old buddy then a new one.
3. All of the kinks are worked out. All my old buddy needs is regular oil changes and regular maintenance to keep her running smooth. My car still gets great gas mileage 23 around town and up to 30 mpg on the parkway.
4. Peace of mind...I never have to worry about where I park her,wheter someone is going to nick her or steal her(well maybe steal her). She's been bumped by plenty of shopping carts over the years.
I'm sure my list could be longer.
You see... I didn't even purchase my buddy new. She was somone else's beauty for two years before she became mine. I let someone else take the depreciation and then I scooped her up. I hope to have my buddy for at least ten more years. I sure do like not having to pay a car payment every month.
I don't think my friend will be asking me again,at least for a while about purchasing a new car.

5 Responses to “New Car, No Thanks”

  1. LuxLiving Says:

    Ask friend if she wants you to trade her off when she gets a few wrinkles on her????

    I'm sorry, but How RUUUDDDDDEEEEEEEEE!!! Unless she was a very good friend, but methinks not, or she'd know your priorities a little better!

  2. veronak Says:

    I totally agree I have an 89 Camry and I just paid $300 on maintenance. I look at it like this $300 this month but not next month or the month after. I did have a nicer call which was totalled in a car accident Smile I got rid of those high car payments and insurance payments...i get laughed at too but i do not care

  3. moneycents Says:

    Your right the person who asked me about my car was just someone I work with everyday. We are not friends outside of the office. She is several years younger than I am but very into appearances. She has had two new cars in the time I have had my car and she is always complaining about her payments for the car and the insurance premiums. So I figured that maybe she will learn by example. Thanks Lux Living!

  4. moneycents Says:

    Veronak,
    Thanks for your comment, its comforting to know that there are people that think the same way. I don't mind the thought of having to have the car repaired because you are right that 300.00 will be a one time expense. I won't have to worry about another 300.00 next month. If the time comes when my expenses per month on fixing my car become equal to a car payment then I will replace the car but not with a brand new car. It will be with a gently used 2 year old in great condition and not a status automobile.

  5. monkeymama Says:

    Indeed - very rude!

    We got a relatively new car (2-years-old yes) and since the day we bought it, I have it I missed my old car in many ways. (Silly me thought it was so great to afford a nicer car).

    The worst was it got a big dent in the first month (hit in parking lot???) and the door did not open properly. OF course, repair = deductible. Luckily, my mechanic-friend fixed the door for free. But now I have to worry about it getting scratched, stolen, etc., etc. Never had a worry with my last car.

    Sure, I don't foresee any repairs in a long while, but I will take the occasional repair any day. : )

    I know all of my friends thought I Was so deprived in the car department, and they really think I am crazy all I miss in my old car. ; )

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