For me, the advice I would give is to do whatever you can do yourself and not pay someone to do it for you.Such as mow your own lawn, wash your own car, clean your own home, do your own garening,clean your own pool. Wash your own dogs. Grow your own veggies when you can. Mind your own money unless you absolutely can't. Always sign your own checks. Always make sure your are getting what you paid for. Pay your cc's off every month. Always try to find the best price on what ever it is you are purchasing. Try eating at home more. There are many others but these are the one's that came to mind right away.
Archive for August, 2007
Put money into my share builder account. Saved the rest in cash. Boy when you think the market can't get any worse, it does.
Cashed some bottles in today. 2.00 worth.
Picked some more fresh tomatoes. Made all meals at home. Gas is down around here 2.89/gallon.
DD leaves tomorrow to go to Chicago with her boyfriend. She got a great deal on her hotel. Right in the center of downtown Chicago, 89.00/night. She used travel ticker. I just hope her room is nice for that price. Keeping my fingers crossed.
Sold a total of 4 books on Half.com today. Mowed my own grass. Shopped for and made my own meals. Washed my own clothes and ironed them. And took my two nephews to the ocean. That's what I did today to save money. Oh! and went to work.
It was a beautiful day here on Long Island. Went to the beach with DD( used my empire pass) and it was perfect. The weather was great no bugs and not too crowded. We had a good time. Had pizza for dinner and picked up a movie from The Red Box.
Started my walking routine again in hopes that I will be losing a few pounds before the wedding. I know, the pizza is not a diet food. But it sure tasted good. I am still at 160 maybe I will lose something this week. One can hope.
Unable to save anything this week due to paying alot of the regular bills. Sold one of the two books that I had on Half.com. Not much else going on around here. Just working and watching all the rain.
Dinner with DS was really great! We had a very nice time and it is so good to see him doing so well for himself. His apartment is very cute and he has it decorated so nicely. He has recently been collecting antiques. His newest purchase was an old victrola. It is such a beautiful piece of furniture. Other than his antiques he lives very frugally. Even the antiques he does buy he gets them from thrift stores or give aways and ebay.
I am so pissed at myself. Today I went to pay my bills on billpay gathered them all up and as I was paying them realized that one of the bills to the cc company was due yesterday. God, I can't stand those late fees...which by the way will be more than what I put on the CC. It just kills me. I should be more careful but for some reason I had it in my head that all the bills were due around the same time.
I thought I had a good system but I have to do better.
Purchased some shares today of AT&T,Kraft Foods and Pfizer. Put two books up on half.com.
As a money saving idea and b/c I was fed up with the high prices of tomatoes I decided to grow my own tomatoe plants this summer, along with green peppers and eggplant. I used a container garden for these plants. The tomatoes have been fantastic. I bought a starter pack of seedlings with 6 different plants in May. Now I have cherry, grape, Roma, beefsteak, early girl and I can't remember the last one. Everyday I have plenty to bring in the house and I am starting to have enough to start giving away. The peppers were a disappointment. But the eggplants are a suprise. I didn't think that they would grow. So long as the bugs don't get to them I think they wil do very well. The outlay for all these fresh veggies was about 20.00. I had to buy alot of potting soil at the start to fill the containers. It's funny b/c everyone is involved in taking care of them now. They love the fresh vegetables and it was fun watching them grow.
I started receiving repayments to my Kiva account. This makes me very happy!
Tonight, we are meeting our son in the city for dinner. He has been so busy we haven't seen him in a while. He wants us to try this restaurant near his house that he thinks is great. DD and I will be taking the train into Queens and meeting hubby and son at the train station. Should be fun.
This week was a good savings week. Finally! Cooked most meals at home and didn't do any unnecessary spending. I really can't remeber going to any stores this week other than Walmart and Costco. And I didn't buy much while I was there. Just necessities.
The girls are on their best behavior at work . Hubby promised them if they keep up the good work he will give them a raise in 2 weeks time.
This past July our forbearance for our mortgage was swept into our principle. So, when I get the mortgage statement this month I should notice a significant drop in the balance. We pay our mortgage every 2 weeks instead of once a month.
We are going to the property this weekend to meet the contractor and to ask him to perc the land, from there we will drill for water and then site the house. If all goes well we should be getting our builders permit soon after.