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Mantra "Save More, Spend Less"

November 18th, 2006 at 10:44 pm

I don't have much planned for this month financially speaking. I'm just trying to save more and spend less.
I'm doing okay with the credit card...I guess. I do have a small balance on one of the cards and that is because I have been doing some Christmas shopping I'm sure that the balance will go a lot higher by the end of December. Having a zero balance while it lasted made me feel good. Now I kind of feel blah. Oh well! I like using the old CC because of the ease of use and the buyer's protection that it offers.

I did come into some money over the past two weeks. I received my state and federal return money( I filed late). I had forgotten about it...so it was a nice suprise. It all went into savings. I am going to go over the finances and come up with a new strategy for the coming year. We were very good this year so I think next year will be very hard to top. WE didn't take any time off work or go on a family vacation this year. First time this has happened since we have been married. Next year I would like to go on a couple of vacations to make up for this past year. We will see.

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