http://moneycents.savingadvice.com Making sense out of money, a day at a time. info@savingadvice.com Lorie en-us http://moneycents.savingadvice.com/2009/01/10/cutting-expenses-to-pay-off-ccs_47197/ I have been trying to cut expenses, so that I may save a little more money. My husband and I plan to retire with in the next ten years. We are hoping that the stock market recovers in that time and while we are hoping that happens we are still contributing in the market just not... Sat, 10 Jan 2009 07:59:16 PST ecwan1@aol.com (Lorie) http://moneycents.savingadvice.com/2008/11/20/feeling-good-_45325/ Got a free 21 lb. turkey today from my supermarket. It was a promotion if you spent 300.00 or more over several weeks you were eligible for a free turkey. <br /> We bought 2 boxes of stove top stuffing and the turkey to our nearest shelter. The shelter was just recently on the news b/c... Thu, 20 Nov 2008 12:40:03 PST ecwan1@aol.com (Lorie) http://moneycents.savingadvice.com/2008/11/14/pot-roast-and-body-puffs_45106/ The pot roast was amazing. It was the easiest and most tasty pot roast ever. I served it with carrots and mashed potatoes.<br /> <br /> For those of you who use body wash and use the body puffs there is a great deal to be had on the puffs. I priced them at CVS, they were 3.25 at Sephora... Fri, 14 Nov 2008 10:12:21 PST ecwan1@aol.com (Lorie) http://moneycents.savingadvice.com/2008/11/12/_45028/ Ok, so I went food shopping yesterday and today and didn't have any coupons. Probably a first. But I did some of the shopping at Costco which doesn't except manufactures coupons. Today I went to Shoprite and bought a few things to supplement what I didn't get yesterday. No savings... Wed, 12 Nov 2008 11:08:58 PST ecwan1@aol.com (Lorie) http://moneycents.savingadvice.com/2008/11/06/some-good-savings-today_44852/ Jeez,another hit on the stockmarket,again today. I think I am just going to give up looking at it on a daily basis. My sharebuilder account is down 35%. I am really considering not putting money into it this month and holding out for a while until it calms down. It seems like every... Thu, 06 Nov 2008 14:49:14 PST ecwan1@aol.com (Lorie) http://moneycents.savingadvice.com/2008/11/01/nearing-the-end-of-the-year_44668/ We are nearing the end of the year and I was just reviewing my goals and accomplishments. My goals really strayed from real life. I never thought that I would have purchased a home this year but I have and I am very happy with it. Instead of having put the money that I had wanted... Sat, 01 Nov 2008 06:51:05 PST ecwan1@aol.com (Lorie) http://moneycents.savingadvice.com/2008/09/06/update-908_42946/ My debt has increased substantially since the purchase of our home in Florida. I still feel it was the smart thing to do as I don't think that I would be able to afford the house 10 years from now. While both my husband and I still have good incomes and hope to continue to have for... Sat, 06 Sep 2008 06:49:03 PST ecwan1@aol.com (Lorie) http://moneycents.savingadvice.com/2008/07/27/a-new-job_41515/ My daughter finally found a job. Hurray!!! I say this b/c she will have to stop asking me for money and hopefully become more responsible about paying for things herself. Hopefully freeing up some money for some needed savings.<br /> DD started her new job last Saturday she works very... Sun, 27 Jul 2008 05:35:33 PST ecwan1@aol.com (Lorie) http://moneycents.savingadvice.com/2008/07/17/july-17th-2008_41247/ My DH's eye is doing fantastic. He can see really well. He is going to be fitted for new contacts soon.<br /> I'm glad we stayed open today b/c it was a very busy day at work and it looks like tomorrow will be too.<br /> Not too much going on in the savings department, trying to stay on track.... Thu, 17 Jul 2008 15:37:39 PST ecwan1@aol.com (Lorie) http://moneycents.savingadvice.com/2008/07/12/doing-better_41068/ My DH's eyes are better. He now has to get refitted for dailey contact lenses. This incident was such a scare I thought he might have lost his eye sight in his right eye. With the type of work he does he would have lost his ability to work. Closing the office for 2 days this week... Sat, 12 Jul 2008 07:20:27 PST ecwan1@aol.com (Lorie) http://moneycents.savingadvice.com/2008/07/08/life-happens_40962/ Food shopping was kind of expensive this week.$134.00 with coupons. Returned the beer and soda bottles from the weekend. Hubby has been home from work b/c he has an infection in his right eye making it nearly impossible for him to see. We have been to the eye doctor everday this... Tue, 08 Jul 2008 10:42:01 PST ecwan1@aol.com (Lorie) http://moneycents.savingadvice.com/2008/07/07/last-nights-dinner_40908/ Dinner went well. I stuck to the menu and everyone seemed to enjoy it. The kids were very exited to get their tickets. A lot of plans were made during dinner as to the things they would like to do and see. That's on their own, we will not be paying for the extra's.<br /> Back to work... Mon, 07 Jul 2008 06:41:25 PST ecwan1@aol.com (Lorie) http://moneycents.savingadvice.com/2008/07/06/a-get-together_40888/ Today the family is getting together and the original plan was to meet up at a restaurant with all the kids and their significant others and then hubby and I would pick up the tab. The reason for the dinner is, we are taking a trip together at the end of this month. DH and I are treating,... Sun, 06 Jul 2008 07:39:35 PST ecwan1@aol.com (Lorie) http://moneycents.savingadvice.com/2008/07/04/hopping-on-the-frugal-train-again_40851/ I have to start being very frugal again starting this month until I get the credit cards paid off. <br /> DH and I purchased a home in Florida and the start up cost is quite expensive. It should start to flatten out by December. It is taking a real rearrangement of the budget but it is... Fri, 04 Jul 2008 13:04:24 PST ecwan1@aol.com (Lorie) http://moneycents.savingadvice.com/2008/06/16/free-tomatoes_40208/ I have tomatoe plants this year and I didn't even plant them. I just kind of forgot. Then I walked outside the other day and in the planters that I used last year, I saw 3 tomatoe plants growing and they seem to be doing quite well. Now that they are there I am caging them and giving... Mon, 16 Jun 2008 16:26:48 PST ecwan1@aol.com (Lorie) http://moneycents.savingadvice.com/2008/06/14/starting-from-zero-again_40123/ My bank balance is at zero again. This is a good and not so good thing. Good b/c the money was spent wisely. Not so good b/c it took a long time to save and I have to start all over again. <br /> The money was spent on a down payment for a home in Florida. Hubby and I figured while... Sat, 14 Jun 2008 06:21:36 PST ecwan1@aol.com (Lorie) http://moneycents.savingadvice.com/2008/03/19/march-update_36819/ Right now pretty much everything is on auto pilot. Savings, Stocks, Ira's etc.<br /> I have been doing my best at continuing to use coupons and shopping for the best prices around. Still selling books on Half.com. Cooking more vs. eating out. I don't know if that will change when the... Wed, 19 Mar 2008 12:43:55 PST ecwan1@aol.com (Lorie) http://moneycents.savingadvice.com/2008/02/09/update_35371/ I have been following the same principles as I have from last year and I am happy to say that except for a few transgressions, minding my money and wasting less has become a way of life for me. I guess this is why I haven't been journaling much. It is not new to me any more and... Sat, 09 Feb 2008 10:01:12 PST ecwan1@aol.com (Lorie) http://moneycents.savingadvice.com/2008/01/22/busy_34529/ It's been a busy January. We have been in contact with the people for the cabin and it is now a sore subject. We are no longer building a cabin. When we got right down to the constructiion of the home it was just way too expensive. The kit was affordable but we had no idea of the... Tue, 22 Jan 2008 13:23:29 PST ecwan1@aol.com (Lorie) http://moneycents.savingadvice.com/2007/12/31/2008-monetary-goals_33427/ 1. Cash goal 68,000.<br /> 2. Sharebuilder account 12,600.00<br /> 3. IRA 4,000.00<br /> 4. Stocks 25,000.00<br /> 5. Make extra payments toward principal on mortgage.<br /> Happy New Year! Mon, 31 Dec 2007 14:17:00 PST ecwan1@aol.com (Lorie)